Broker Check

John Howells

John Howells



A seasoned financial professional with over 35 years of experience, is dedicated to creating value for his clients. His mission is to provide them with the professional knowledge and expertise necessary to achieve their financial goals. Whether you run a business, have a family, or need personalized wealth management guidance, John can tailor financial strategies to adapt to your changing needs and evolving life.

Key Highlights:

  • Wealth Management Strategies: John collaborates closely with clients to create customized financial plans using our Wealth Management system. This approach helps clients meet their specific financial objectives.
  • Holistic Approach: John combines financial protection and asset accumulation products, including life insurance, annuities, and investments. He also specializes in business, estate, and retirement planning strategies.
  • Industry Recognition: John is an active member of the Society of Financial Services Professionals and has achieved membership in the prestigious Million Dollar Round Table (MDRT), recognized as the standard of excellence in the financial services industry.
  • Education and Expertise: John holds a Bachelor’s degree in business from Excelsior College. His commitment to professional education led him to earn the Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) designations. He also holds a Master of Science in Financial Services (MSFS) from The American College and is a CERTIFIED FINANCIAL PLANNER™ professional.
  • Continual Learning: John invests time and resources in staying current with industry trends. He spends thousands of dollars annually on continuing education to better serve his clients.
  • Educational Advocate: John has conducted regular public classes on personal finance at UC Irvine, Cal State San Marcos, Palomar College and Mira Costa College and has taught Continuing Education courses for CPAs in the San Diego area.
  • Active in his community, Beyond his professional endeavors, John is actively engaged in community service, contributing his time to city commissions in Vista for over a decade and serving as a volunteer leader for the Boy Scouts of America. He is deeply involved in his local church and enjoys outdoor activities with his wife, residing in Vista, California, where they cherish time with their six children and six grandchildren.

John’s commitment to excellence and client-focused approach make him a trusted partner in achieving financial security for individuals, families, and businesses*

*Funded through the use of life insurance and other financial products.

Equitable Advisors and its representatives do not offer tax and/or legal advice.

CA Insurance Lic. # 0578916

CFP®; CERTIFIED FINANCIAL PLANNER™; AND CFP (with flame logo)® are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.

Wealth Management Strategies is not a registered investment advisor and is not owned or operated by Equitable Advisors, LLC (Equitable Financial Advisors in MI & TN) or Equitable Network, LLC (including Equitable Network Insurance Agency of California, LLC; Equitable Network Insurance Agency of Utah, LLC; and Equitable Network of Puerto Rico, Inc.)